ariannol

Rhan arall o'r pos, wrth gwrs, o ran ariannu, yw bod ein cynghorau, fel y gwyddoch, yn ei chael hi'n anodd yn ariannol.

Another part of this puzzle, of course, when it comes to funding, is that our councils are, as you know, struggling financially.

Byddai costau cyflawni’r safonau fel y maen nhw yn gweld llawer o landlordiaid cymdeithasol cofrestredig yn cael trafferthion ariannol mawr.

The cost of achieving the standard as set would see many registered social landlords having great financial difficulties.

Felly, ydy Llywodraeth Cymru yn mynd i lenwi’r bwlch ariannol anferth yma, neu ydy hi’n bryd i chi gyfaddef nad oes modd cyflawni, ac felly nad ydy’r polisi yn un credadwy?

So, is the Welsh Government going to plug this huge financial gap, or isn't it time that you concede that it won't be possible to deliver the target and that the policy is not a credible one?

Cyflwynwyd ein rhaglen Cymorth i Aros yng nghyd-destun argyfwng costau byw niweidiol a chyllideb fach drychinebus y Ceidwadwyr, a oedd yn bygwth diogelwch ariannol aelwydydd dirifedi ledled Cymru.

Our Help to Stay programme was introduced in the context of a crippling cost-of-living crisis and a disastrous Conservative mini-budget, which threatened the financial security of countless households across Wales.

Daeth ei thaliadau morgais yn anfforddiadwy pan ddaeth ei chytundeb cyfradd sefydlog i ben, ac yn dilyn cyngor ariannol, cafodd gynnig benthyciad ecwiti Cymorth i Aros Cymru ac mae wedi gallu aros yn ei chartref.

Her mortgage payments became unaffordable when her fixed-rate deal came to an end and, following financial advice, she was offered the Help to Stay Wales equity loan and has been able to stay in her home.